Source data
Annual volume and value of selected Indian retail payment systems
Sources checked
2023-24 value
Shared scale · 0 INR trillion to 502.3 INR trillion
2024-25 value
Shared scale · 0 INR trillion to 502.3 INR trillion
2025-26 value
Shared scale · 0 INR trillion to 502.3 INR trillion
Choose a fiscal year. The table also shows transaction counts on a different scale.
Annual volume and value of selected Indian retail payment systems
Fiscal years end in March. Transaction counts are converted from lakh to billions. One lakh crore rupees equals one trillion rupees. The table uses selected categories from the RBI's retail payments universe.
| Source | |||||||
|---|---|---|---|---|---|---|---|
| UPI | 131.1295 | 185.866 | 241.6169 | 200 | 260.6 | 314.2 | Source 1 |
| NEFT | 7.264 | 9.6198 | 10.0996 | 391.4 | 444.6 | 502.3 | Source 1 |
| IMPS | 6.0053 | 5.625 | 4.9431 | 65 | 71.4 | 76.7 | Source 1 |
| Credit cards | 3.561 | 4.7741 | 6.0238 | 18.3 | 21.1 | 23.6 | Source 1 |
| Debit cards | 2.286 | 1.612 | 1.2802 | 5.9 | 5 | 4.5 | Source 1 |
| Prepaid payment instruments | 7.8775 | 7.0254 | 9.8699 | 2.8 | 2.2 | 2.9 | Source 1 |
| Paper-based instruments | 0.6632 | 0.6095 | 0.5588 | 72.1 | 71.1 | 71.5 | Source 1 |